Historically, if you didn’t have insurance through your employer or weren’t otherwise able to get coverage, you were out of luck. The only other way to get insured was to go through a private insurer, which could be expensive and often came with a number of catches. The Affordable Care Act (ACA) changed all that by creating a
health care marketplace where people can purchase affordable coverage.
As the open enrollment period for the Health Insurance Marketplace rolls around, it’s important for Georgians to know what the Marketplace is and how it can help them get health coverage. The Health Insurance Marketplace is a government website where people can shop for health insurance, compare plans, and choose the coverage that’s right for them. The Marketplace is open to everyone, regardless of their income or health status.
Some people may be eligible for financial assistance to help pay for their health insurance premiums. The amount of financial assistance available depends on a person’s income and family size. Even if someone does not qualify for financial assistance, they may still be able to find an affordable health insurance plan through the Marketplace.
If you decide to use the Marketplace, it’s important to shop around and compare plans before making a decision. The plans offered on the Marketplace vary in terms of their coverage and costs. You’ll want to make sure you choose a plan that meets your needs and budget. You should consider factors like whether you need coverage for prescription drugs, dental care, or mental health services. You’ll also want to make sure the plan covers doctors and hospitals that you’re comfortable with.
If you need help understanding your options or enrolling in a plan, there are a number of resources available. Learn more from Georgia Health Insurance Marketplace at www.georgiahealthinsurancemarketplace.com.
